Fook Ming, C., C. Kim On, A. Rayner, T. Tse Guan, and A. Patricia. “The Determinant Factors Affecting Cloud Computing Adoption by Small and Medium Enterprises (SMEs) in Sabah, Malaysia”. Journal of Telecommunication, Electronic and Computer Engineering (JTEC), vol. 10, no. 3-2, Sept. 2018, pp. 83-88, https://jtec.utem.edu.my/jtec/article/view/4716.